Instant underwriting and upfront settlement for B2B SaaS. We handle risk, collections, and compliance — so you don't have to.
This is the clearest way to understand Monthly's value. You're not taking on debt — you're choosing a better price for your own money.
Monthly is embedded in your existing workflow. No new tools, no changes to your sales process.
Sign your annual deal as usual. Submit to Monthly when ready.
We underwrite the buyer at the transaction level, not at company level.
Institutional capital partners fund the receivable at contract level.
Full contract value hits your account within 24–48 hours, minus the fee.
Monthly is the financial infrastructure layer for SaaS contracts. Not a BNPL tool, not factoring — purpose-built for B2B annual deals.
Remove payment term friction from late-stage negotiation. Customers get monthly terms; you get annual economics.
Full contract value in your account within 24–48 hours of closing. No receivables, no follow-up, no waiting.
Non-recourse structure. If the customer doesn't pay Monthly, that's our problem — not yours. You keep what you received.
Stop discounting to accelerate cash. Your ASP stays intact. Your revenue recognition stays clean.
This is not a loan. No debt covenants, no borrowing capacity consumed, no GAAP complexity introduced.
Every closed contract is an immediate cash event. Your financial model becomes dramatically more predictable.
They're strategic. Three converging pressures are making Monthly essential for SaaS companies right now.
CFOs are under pressure to manage working capital. Monthly billing has become a procurement requirement, not a preference.
Finance teams now review every contract. Annual upfront payments face more pushback than at any point in the last decade.
Waiting 12 months to collect $120k has a real opportunity cost. Monthly converts that receivable into working capital today.
Structured B2B finance, not consumer BNPL. Built to pass CFO and legal review on both sides of the deal.
SaaS founders, CFOs, and revenue operators at B2B companies closing deals between €5k–€100k ACV. You've already learned that discounting is a short-term fix with long-term damage.
Join the waitlist and be among the first SaaS companies to unlock upfront cash from your annual contracts.
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